Requiring long-term care is one of the most expensive risks we face and can be devastating financially and emotionally. Owning an insurance policy with long-term care benefits can certainly help with these high costs.
There are other benefits that may be part of a long-term care insurance policy including:
- Options to stay in your own home or choose an assisted living facility and nursing home
- Included with most policies are home modification such as safety equipment and emergency alert system
- Waiver of premium while receiving benefits
- Couples may share their policy benefits
- Discounts available including couples, good health and affinity group members
LTCR Pacific works with all of the major insurance companies and will compare options, built-in benefits and premiums being charged.
Premiums for long-term care insurance are based on your age and health. You may pay higher premiums by delaying the process. Start planning your retirement finances today.
For more information, call our office at (800) 499-0067 and speak with one of our long-term care specialists, or fill out the easy request form and we will contact you. We look forward to answering your questions and educating you on this valuable protection.