Long-Term Care Resources (LTCR)

LTCR is a national insurance agency dedicated to long-term care insurance and the senior market. We are one of the leading, independent long-term care insurance distributors in the country. Since our founding in 1997, we have helped over half a million members with their long-term care planning needs.

What We Offer

The program offers wider and simplified underwriting criteria. This provides more people coverage and/or lower premiums. Health class ratings can increase or decrease premiums by 15% or more.
We monitor benefit and rate information on the top (25+) carriers in the LTC market. The program selects the best in class from these carriers and we help you find the best value among these top companies.
Multiple Products
This program provides a variety of LTC products. Whether you prefer 80/20 plans, indemnity plans, or reimbursement, a variety of products allow us to design plans that fit different needs and budgets.
Service for Life
Buying coverage through your group program provides the added comfort of having an advocate for the life of the policy.
Special Discounts
The buying power of your organization is leveraged to give you better pricing than is available to the general public.

We Make LTCI Simple

Our team knows these products inside and out, and we’ll explain the differences in policies to you in an easy to understand conversation.
Our goal is for you to be comfortable with the policy you choose.
If you’ve been offered LTCI by another agent, we can help you analyze that policy and compare it to several others to ensure that your hard-earned money gets you the best coverage possible.

We Genuinely Care About Our Customers

We’ll work with you to determine the best fit for your needs. We won’t sell you something you don’t need or want.
We’ll be there for you every step of the way from the application process through underwriting, right up through policy issue.

We Represent Only Quality Products

Being one of the largest Long Term Care Insurance agencies in the country, insurance carriers regularly seek us out to represent their products.
We choose to represent only the best of the best.
Our carriers must be financially stable and have a strong dedication to the long-term care industry. Companies should have strong contractual language in their products. These are important considerations, as they can affect your policy in the future.


  • Boston University
  • Florida State University
  • George Washington University
  • Iowa State University
  • New York University
  • Northwestern University
  • Pepperdine University
  • Rutgers University
  • Stanford University
  • University of California – Los Angeles
  • University of Florida
  • University of Iowa
  • University of Michigan
  • University of North Carolina
  • University of Southern California
  • American Academy of Pediatrics
  • American Academy of Clinical Endocrinologists
  • American Association of Mechanical Engineers
  • American Bar Association
  • American Chemical Society
  • American College of Physicians
  • American College of Surgeons
  • American Psychiatric Association
  • Delta Kappa Gamma
  • IEEE
  • Military Officers Association of America
  • National Society of Professional Engineers
  • New York State Bar Association
  • New York State Society of Certified CPA’s
  • Society of Petroleum Engineers
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