We all get older eventually, and so do our loved ones. As your parent ages, you may reach a point where you cannot care for them alone – where the best way to give them the life they deserve is to transfer them into the care of professionals. It’s a difficult process, and one that […]
WATCH: A Guide to Managing the Stress and Guilt of Electing for Care of Aging Parents Read More »
Long Term Care Resources – Pacific Agency (LTCR Pacific) specializes in support for seniors. Long term care insurance (LTC Insurance) is our specialty, as our long term care specialists are experts at connecting you to the insurance products that are best for you. We also connect people of all ages to life insurance, and one
Why Do I Need So Much Life Insurance? Read More »
We are often told that we need to plan for what happens after we pass away. We get life insurance to make sure our family is protected, we plan for our funerals, and more. But it’s important to remember that there are other situations that we may be faced with besides death. For example, we
What is Incapacity Planning and Why is it Important? Read More »
Long term care insurance is one of the only financial tools that we have to protect your assets should you ever need any type of extended, long term care. It covers what health insurance, Medicare, and other forms of insurance won’t: nursing homes, home nurses, and other living facilities that a person may require for
6 Policy Options in Long-Term Care Insurance You May Not Know About Read More »
Most seniors have a general understanding that at some point they’re going to be on Medicare, and that Medicare is generally good at meeting most of their needs. Here at Long Term Care Resources Pacific Agency (LTCR Pacific), we’ve helped many seniors get the right Medicare coverage for their needs and finances, and we encourage
Doesn’t Medicare Pay for Nursing Homes and Long Term Care? Read More »
Long term care insurance is one of the only protections that we have to ensure that we get the care we need should we ever require long term care, such as a nursing home or in-home nursing. The cost of this type of care can be substantial, and it is typically not covered by life
When Should a Person Begin Thinking About LTC Insurance? Read More »
Many people believe that Medicare or health insurance will cover long-term care costs such as nursing homes, assisted living, or in-home care. However, Medicare (as well as most other forms of health insurance) generally does not cover custodial care, which includes most long-term care services such as assisted living facilities, nursing homes, and in-home nursing.
How Long Term Care Insurance Protects Your Assets Read More »
Insurance can feel complicated at times, as you try to determine the total amount of your policy, how fair your premiums are, and whether or not the details of the policy are advantageous to your long term financial status. Within every insurance policy are pages upon pages of details that outline each and every possible
Factors That Affect Your Long-Term Care Insurance Premium Read More »
At some point in our lives, we may be in need of high quality, long term care. But the costs of this type of care has ballooned over the past few decades, and is often a significant financial burden – and possibly inaccessible – for the majority of America. Health insurance and Medicare may cover
Does Long Term Care Insurance Have An Age Limit? Read More »
It is sometimes difficult to find quality dental care coverage. Many people choose to forgo an annual exam or pay large out of pocket expenses if care is needed. We may have a better option! Benefits will vary. For more information, call our office at (805) 413-7424 and speak with a member of our friendly
New Dental Services Available Read More »
