Long-Term Care Insurance

It’s the new year, and many people are in the process of trying to determine how they’re going to make 2025 even better. They may want to exercise more, or they may want to improve their mental health, or they may want to spend more time with their family. You’re probably not thinking about insurance […]

At some point in your life, you are likely going to be in need of long term care. Yet the cost of long term care is considerable. High quality long term care currently costs $5,000 to $10,000 per month or more – care that is not covered by health insurance or Medicare. Now, perhaps you

When we think about elder abuse, our minds often turn to physical mistreatment or neglect. However, one of the most pervasive and insidious forms of abuse is financial exploitation. Shockingly, family members, often the very people elders trust most, are often the perpetrators. Why is this happening, and what can we do to protect our

One of the primary reasons that many people – regardless of income, savings, retirement, and more – need long term care insurance is that long term care can be considerably expensive. Those that need long term care often require it for more than a year, and this type of care is not covered by health

Thanksgiving is right around the corner. Most likely, you’re going to spend time talking about your kids, talking about the food, talking about work, and catching up on various world events. At Long Term Care Resources Pacific Agency (LTCR Pacific), we want to remind you that it’s not often that all your family is in

We’re on the cusp of the holiday season, when many of us are looking forward to spending time with friends and family. Now is also a great time to talk about long term care. November is Long Term Care Awareness Month, partially because so few people like to talk about – or think about –

We are often told that we need to plan for what happens after we pass away. We get life insurance to make sure our family is protected, we plan for our funerals, and more. But it’s important to remember that there are other situations that we may be faced with besides death. For example, we

Long term care insurance is one of the only financial tools that we have to protect your assets should you ever need any type of extended, long term care. It covers what health insurance, Medicare, and other forms of insurance won’t: nursing homes, home nurses, and other living facilities that a person may require for

Most seniors have a general understanding that at some point they’re going to be on Medicare, and that Medicare is generally good at meeting most of their needs. Here at Long Term Care Resources Pacific Agency (LTCR Pacific), we’ve helped many seniors get the right Medicare coverage for their needs and finances, and we encourage