Long-Term Care Insurance

Here at Long Term Care Resources – Pacific Agency (LTCR Pacific) we emphasize to our clients that long term care insurance (LTC Insurance) is not a luxury. It is the best way to make sure you are receiving not just the proper amount of care when you’re in need of ongoing support – but also […]

Why Your Long-Term Care Insurance Benefits Might Shrink Over Time (And How to Prevent It) Long term care insurance is critically important, and – as we wrote about recently – the recent Medicaid cuts are yet another example of how important LTC Insurance is. Long term care insurance is one of the only ways to

The insurance market and the overall economy may be separate entities, but they can still interact with each other. For example, the recent bill passed by congress has included *significant* cuts to Medicaid, and while it’s not yet clear how many seniors will be affected (many of the cuts are to those under retirement age),

Some people see long term care insurance as a luxury. But it is often a very important part of someone’s future. It is not only about how difficult it is to pay for long term care, which is increasing in price every year. It is also that long term care insurance protects your assets, and

Statistically, at some point in a person’s life, they’ll need some form of long term care. While we hope that day is far away, those that have long term care insurance likely will, eventually, need to access it – often at a time in their lives when they’re not working and, potentially unable to care

When we’re younger, we depend on our parents not only for financial support, but also financial advice. They’re often the ones that remind us to get health insurance, or explain concepts like life insurance. But as we get older, we often need to be the ones to support our parents and help them make better

It’s the new year, and many people are in the process of trying to determine how they’re going to make 2025 even better. They may want to exercise more, or they may want to improve their mental health, or they may want to spend more time with their family. You’re probably not thinking about insurance

At some point in your life, you are likely going to be in need of long term care. Yet the cost of long term care is considerable. High quality long term care currently costs $5,000 to $10,000 per month or more – care that is not covered by health insurance or Medicare. Now, perhaps you

When we think about elder abuse, our minds often turn to physical mistreatment or neglect. However, one of the most pervasive and insidious forms of abuse is financial exploitation. Shockingly, family members, often the very people elders trust most, are often the perpetrators. Why is this happening, and what can we do to protect our