Every Situation is Different – But Call With Questions and We Can Provide Answers (Nearly) Every. Single. Person. That is how many individuals over the age of 55 are recommended to have long term care insurance. Given the costs of long term care and advancements in life saving and life extending medical care, a significant […]
About Long Term Care Insurance Discounts and Saving Money on Premiums Read More »
Statistically, at some point in a person’s life, they’ll need some form of long term care. While we hope that day is far away, those that have long term care insurance likely will, eventually, need to access it – often at a time in their lives when they’re not working and, potentially unable to care
Do I Still Pay for Long Term Care Insurance Premiums After Accessing the Insurance? Read More »
When we’re younger, we depend on our parents not only for financial support, but also financial advice. They’re often the ones that remind us to get health insurance, or explain concepts like life insurance. But as we get older, we often need to be the ones to support our parents and help them make better
Talking to Your Parents About Long Term Care Insurance Read More »
Every family should take the time to look at their financial plan once in a while and make sure that their financial needs are being met. For example, part of setting up a sound financial plan includes making sure that you have the right life insurance for your family’s needs. Only 50% of US adults
It’s the new year, and many people are in the process of trying to determine how they’re going to make 2025 even better. They may want to exercise more, or they may want to improve their mental health, or they may want to spend more time with their family. You’re probably not thinking about insurance
How to Use Insurance to Support Your New Year’s Resolutions Read More »
At some point in your life, you are likely going to be in need of long term care. Yet the cost of long term care is considerable. High quality long term care currently costs $5,000 to $10,000 per month or more – care that is not covered by health insurance or Medicare. Now, perhaps you
How Long Term Care Insurance Can Protect You From Future Financial Scams Read More »
When we think about elder abuse, our minds often turn to physical mistreatment or neglect. However, one of the most pervasive and insidious forms of abuse is financial exploitation. Shockingly, family members, often the very people elders trust most, are often the perpetrators. Why is this happening, and what can we do to protect our
Maintaining Awareness of One of the Most Common Forms of Elder Abuse: Financial Read More »
We’re at a time when most Baby Boomers are reaching – or soon to be reaching – retirement age. That means that they’re at a stage where their retirement “is what it is.” Though some are still working, and some are still finding ways to save, many have already begun receiving their social security and
Help for Gen X Retirement and Long Term Care Planning at LTCR Pacific Read More »
One of the primary reasons that many people – regardless of income, savings, retirement, and more – need long term care insurance is that long term care can be considerably expensive. Those that need long term care often require it for more than a year, and this type of care is not covered by health
How Much Would You Need in Savings to Pay for Long-Term Care Out of Pocket? Read More »
Thanksgiving is right around the corner. Most likely, you’re going to spend time talking about your kids, talking about the food, talking about work, and catching up on various world events. At Long Term Care Resources Pacific Agency (LTCR Pacific), we want to remind you that it’s not often that all your family is in
What to Talk to Your Family About This Thanksgiving Read More »
